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Three Reasons Why You Might Consider a Reverse Mortgage When Nearing Retirement

by lizlaurenb | Oct 20, 2023 | Mortgage

As retirement approaches, many individuals find themselves faced with financial challenges and uncertainties. One option that is often overlooked but can be incredibly beneficial is the reverse mortgage. A reverse mortgage is a financial tool that allows homeowners...

Understanding Why You Don’t Need to Pay Off Your Mortgage Early

by lizlaurenb | Oct 19, 2023 | Mortgage Tips

In the world of personal finance and homeownership, there’s a common debate: should you pay off your mortgage early, or is it better to take a more relaxed approach to your home loan? While the idea of being mortgage-free is undoubtedly appealing, there are...

How Do Mortgage Lenders Decide How Much You Can Borrow?

by lizlaurenb | Oct 18, 2023 | Mortgage, Mortgage Tips

When it comes to buying a home, one of the most critical factors to consider is how much you can borrow through a mortgage. Mortgage lenders play a pivotal role in determining your borrowing capacity. We will delve into the intricacies of how mortgage lenders decide...

3 Important Tips When Making a Down Payment for a Home

by lizlaurenb | Oct 17, 2023 | Home Mortgage

When it comes to purchasing a home, one of the most significant financial decisions you’ll make is how much to put down as a down payment. Your down payment not only affects the amount you need to borrow but also plays a vital role in determining your mortgage...

What’s Ahead For Mortgage Rates This Week – October 16, 2023

by lizlaurenb | Oct 16, 2023 | Financial Reports

Last week’s economic report schedule included notable reports with the CPI & Core CPI in addition to PPI and Core PPI. Many markets are keeping a close eye on the inflation numbers for the U.S. as well as many other parts of the world to help guide their policies....
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Randy’s Rapid Mortgage
NMLS ID #5555
For licensing information, go to: nmlsconsumeraccess.org

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Equal Housing Opportunity Lender. Figures deemed reliable, but errors may occur. Rates and terms subject to change without notice. This is not an offer to make a loan or to make a loan on any particular terms. All loan applicants must qualify under the underwriting requirements and satisfy all contingencies of loan approval.

Randy Smith NMLS #55555
Licensed in: AZ, CA, CT

Direct/Office: 555.333.3332
randy@mybusinessemail.com