by lizlaurenb | Nov 10, 2023 | Mortgage
Going from renting to owning a home can be a significant financial and personal milestone, but it requires careful planning and preparation. Here are some steps to take to make the transition from renting to owning: Determine your budget: Calculate your current...
by lizlaurenb | Nov 9, 2023 | Mortgage
Securing a mortgage to purchase your dream home is a significant financial decision. One of the essential aspects of this process is locking in a favorable mortgage rate. A mortgage rate lock ensures that the interest rate on your loan remains the same for a specified...
by lizlaurenb | Nov 8, 2023 | Mortgage Tips
Mortgage loans are an essential aspect of financing the purchase of a property. Among the various types of mortgages available, one option that may be advantageous for both buyers and sellers is an assumable mortgage loan. An assumable mortgage loan is a type of home...
by lizlaurenb | Nov 7, 2023 | Home Mortgage
Buying a home, a car, or any significant investment often involves making a down payment. The down payment is a crucial part of the purchasing process, as it can impact your loan terms, interest rates, and monthly payments. But how much should you save for a down...
by lizlaurenb | Nov 6, 2023 | Financial Reports
The most important data of the quarter was released, signaling the direction for many markets and where economic policy may be headed. Jerome Powell as well as other members of the Federal Reserve spoke about the state of economic policy, informing many parties about...
by lizlaurenb | Nov 3, 2023 | Budget, Homeowner Tips
It’s important to be financially prepared for emergencies so that you can handle unexpected expenses or situations without having to worry about your financial stability. Here are some ways to financially prepare for emergencies: Build an emergency fund: Start...
by lizlaurenb | Nov 2, 2023 | Credit, Homeowner Tips
Getting a mortgage can potentially help your credit score, as long as you make your payments on time and in full each month. Payment history is one of the most important factors that influence your credit score, so consistently making your mortgage payments on time...
by lizlaurenb | Nov 1, 2023 | Budget, Home Tips
The holiday season is a time of joy and celebration, but it can also be a challenging time for your finances, especially if you’re juggling the responsibilities of a mortgage. However, with some thoughtful planning and budgeting, you can ensure that you enjoy...
by lizlaurenb | Oct 31, 2023 | Holiday's
Halloween is a thrilling time of the year, filled with spooky costumes, delicious treats, and endless fun. It is also important to remember that safety should always come first. Whether you’re a parent, homeowner, or someone simply looking out for your...
by lizlaurenb | Oct 30, 2023 | Financial Reports
This week’s most significant data offered preliminary numbers for manufacturing and services PMI (Purchasing Managers Index). Both can serve as a forward indicator for the economy while providing insight into the current state of the cost of living for the service...
